Mobile payments system employing NFC technology under the Android operating system

Jose Luis Cerón Imbachi, Dario Leonardo Narvaez Jacome, Gustavo Ramirez


Today in Colombia most high-cost payments are made electronically. However, frequent and low-cost payments –equivalent to 42,000 million dollars per month–, have experienced just a tiny transition to electronic transfers, due to barriers such as low levels of inclusion, transactional taxes and a highly informal economy. Meanwhile, big companies have developed and implemented the NFC technology in mobile phones for payment systems. Motivated by the facts outlined above, the initiative to develop a proposal for a mobile payments system using NFC technology is gaining strength. This can be applied in areas of low financial inclusion, such as rural areas, basically in support of farming.


NFC; e-payment; rural development.

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